Specialized Coverage Is More Essential Than Ever
The E&S market is growing to meet the demand for flexible, specialized coverage where traditional policies fall short.

Strong Growth Trajectory for E&S Insurers

U.S E&S Market Growth (Direct Premiums Written)
Why is E&S Underwriting Complex?
Manual Data Entry
Underwriters spend most of their day inputting and organizing risk data from ACORD forms, Excel files, and supplemental applications—slowing down risk assessments.
Inconsistent Formats
E&S submissions come in different formats, often incomplete or inconsistent. Underwriters must manually sort through and reconcile the details.
High Submission Volume
Carriers receive a flood of submissions, many outside their risk appetite. Without a way to filter efficiently, underwriters waste time on unqualified risks.
Competitive Market
E&S moves fast, and brokers shop risks across multiple carriers. Slow response times mean lost opportunities to competitors who quote faster.
Identify the Right Risks — Immediately
Triage Risks Instantly
Sixfold’s intake prioritization dashboard helps underwriters instantly sort through high submission volumes, flagging the risks that are the best match to the insurer’s appetite.
The impact? Reduced time spent on declines and low-fit risks, giving underwriters more capacity to focus on profitable opportunities while improving broker response times.

Relevant risk insights - all in one place
Surfaces appetite-aligned risk factors in one central place such as location vulnerabilities, regulatory concerns, and unusual exposures.
The impact? Sixfold puts key insights at underwriters' fingertips—reducing manual work and accelerating risk evaluation.

Business classification with > 90% accuracy
Automatically assigns NAICS or SIC codes, even for niche industries that are hard to classify.
The impact? Reduces classification errors, allowing underwriters to align risks with their appetite faster, and move submissions through the pipeline.

