Built For How Underwriters Actually Work

Sixfold learns your risk appetite, assesses submissions, and automates what comes next.

Dashboard for Property Management, LLC at 601 Gator St, Houston, displaying a marginal fit risk score of 2 with detailed signals including construction type, building distance, sprinkler system, number of stories, year built, and news with positive, negative, and neutral indicators.

Underwriters' time is too valuable for hours of manual work.

Sixfold assesses risk based on your appetite and automates the work that slows underwriters down.

Understands Your Risk Appetite

Sixfold ingests your underwriting guidelines and learns your specific risk appetite—what to prioritize, what to flag, what matters most.

  • Underwriting brain tailored to your guidelines

  • Specific to each line of business you write

  • Easily update as risk appetite evolves

Dashboard interface showing insurance case submissions with columns for company, line of business, risk appetite with colored circles, recommended action, and date added, on a pink background.

Assesses Every Submission

Sixfold handles messy submissions as they come, no separate data extraction tools needed. Every submission gets read completely and analyzed against your guidelines.

  • Ensures consistent guideline application

  • Surfaces risks buried deep in documents

  • Easy intake via upload, email forward, or API

Surfaces What Matters Most

Use appetite fit scores for triage, guideline signals to quickly understand risks, and synthesized narratives that can be tailored for multiple use cases.

  • Risk signals identified and explained relative to your guidelines

  • Sources cited for easy verification and documentation

  • Flexible narrative format adapts to fit your workflows

Two-panel interface showing a recommended action to refer to senior underwriter due to 55% roofing operations and a single loss of $81,764, alongside a recommended referral email template for Mirage West Construction.

Takes Action to Clear Bottlenecks

AI agents automate time-consuming tasks like research, referrals, and portfolio reviews so underwriters can focus on growth.

  • Pre-trained for common underwriting tasks

  • Deploy agents as you need them

  • Agent outcomes displayed for human-in-the-loop

UnderwritePro dashboard showing construction insurance submission details for Mirage West Construction with company description, risk signals, NAICS classification, appetite fit score of 3, and recommended action to refer to senior underwriter.

INTEGRATIONS

Works Wherever You Do

Use Sixfold standalone or integrate via API to your existing workbench, CRM, or policy admin system. Underwriters stay in familiar environments while AI works in the background.

Sixfold by the Numbers

1MM+

submissions processed

40+

lines of business across P&C and L&H

50%

faster case reviews

30%

increase in premiums per underwriter

Some of our key capabilities

Accuracy

Analyzes and interprets data correctly to assess risks and make insurance policy recommendations.

Triage Submissions

Summarization

Condenses large volumes of data, documents, and information into reader-friendly summaries.

Fact Extraction

Extracts and highlights relevant pieces of data from a broad array of data sources.

Technology Partners

Fact Inconsistencies

Identifies discrepancies within information collected from submissions, third party data and additional documents.

Summarize Data

Risk Classification

Categorizes entities (SIC, NAICS, ISO, ICD, SNOMED)or individuals based on their level of risk.

Refinement

Enhances the precision of risk assessments by incorporating more detailed information.

Re-Ranker

Adjusts the prioritization of cases, highlighting those most aligned with the company's risk appetite. 

Submission Triage

Appetite-aligned risk scores to prioritize submissions at a glance.

Triage Submissions

Risk Assessment

Risk signals and case narratives tailored to your guidelines to inform underwriting decisions.

Action Agents

AI Agents that make recommendations and take action to clear common underwriting bottlenecks.

Portfolio Management

Track risk patterns and broker performance to optimize your book of business.

Data Enrichment

Automated web and third-party research incorporated directly into risk assessment.

Transparent Citations

All sources cited for easy verification and documentation.

Business Classification

Categorizes entities or individuals according to industry standards (SIC, NAICS, ISO, ICD, SNOMED).

Insurance lines we work with

Risk report for Mirage West Construction dated January 207, 2025, showing moderate risk level 3 with 13 guideline signals including 7 positive, 3 negative, and 3 disqualifying, highlighting written safety manual as positive and reported loss history and new residential as negative signals.

P&C & Speciality

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Medical record summary of Cerebrovascular Accident showing medications, procedures, lab results, and detailed condition history with symptoms and diagnosis dates.

Life & Health

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Medical summary cards showing six conditions: Cerebrovascular Accident with mild right arm weakness; Chronic Obstructive Pulmonary Disease managed with bronchodilators; Coronary Artery Disease treated with stent and stable on medication; Rheumatoid Arthritis well-controlled on Humira; Diabetes Mellitus managed with Metformin for 5 years; Chronic Kidney Disease stage 3 related to hypertension, managed with diet and medication.

Reinsurance Life

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Cards displaying cybersecurity alerts: 'PII/PHI Breach' warning of small scale loss of PII and PHI, and 'MFA' noting lack of multi-factor authentication; an information card about X Alkemy Inc., an advertising agency in Philadelphia with risk factors and 125 employees.

Reinsurance P&C

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See why insurers love Sixfold

AXIS

“We were searching for a solution that could deliver precision, and Sixfold has done just that and more.”

AXIS

Josh Fishkind

Head of Innovation @AXIS

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Zurich North America

"Sixfold delivers insights to make fast and confident decisions, driving better engagement with brokers and customers"

Zurich North America

Kristof Terryn

Chief Executive Officer @Zurich North America

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Guardian

“Sixfold reduces underwriter review time by 50% for Guardian”

Guardian

Andrew Holshouser

Head of Individual Markets Underwriting Transformation @Guardian

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Request a demo

Interested in getting started? Reach out and we'll be in touch.

Sixfold case listing page showing companies Federal Credit Union, Mirage West Construction, and Mammoth Farms with their line of business and risk appetite scores.